Investment Selection Information

Your contributions to the Plan are invested as pre-tax dollars and all earnings and future benefit payments are non-taxable as well.  There are two categories of Beneficiaries:  Regular Beneficiary and Limited Beneficiary. An Employee can be eligible as both a Limited Beneficiary and a Regular Beneficiary at the same time, or for one or the other, depending on requirements dictated in the Trust Plan Document.

A Regular Beneficiary is entitled to a lifetime* stream of monthly benefit payments at his/her benefit level from the Pooled Account of the Trust, for reimbursement of medical expenses.  See Sections 3.2 – 3.3 of the Plan for details. The reports below have been provided by the investment firm and are a recap of the various funds. 

Pooled Account Investment Report

A Limited Beneficiary is entitled to benefit payments from the Employee Account, for reimbursement of medical expenses, until the Employee Account balance reaches zero.  See Section 3.5 of the Plan for details.

You have the option of selecting from one of the six portfolios below for your individual account. 

Option 1 - Money Market Portfolio Report

Option 2 - Bond Portfolio Report

Option 3 - Conservative Growth Portfolio Report

Option 4 - Target Date 2030 Report 

Option 5 - Target Date 2040 Report